Personal Vehicle Loan Options from Essendon Mazda.

At Essendon Mazda, we know that no two businesses are the same. That is why we offer a range of car finance options to suit your individual business requirements. So whether you’re a small to medium business or a larger organisation, Essendon Mazda has a range of finance options that may be suitable to you, including :

  • Business Fixed Rate Car Loan
  • Novated Lease
  • Finance a Fleet of Vehicles

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Business Fixed Rate Car Loan

A Chattel Mortgage or Business Fixed Rate Car Loan is a commercial finance option under which PowerTorque loans money to a business to purchase a car or commercial vehicle (chattel). The business takes complete ownership of the vehicle while the financier takes a mortgage over the vehicle to secure the business loan.

  • Finance for both Mazda and non-Mazda vehicles
  • Your choice of flexible payment options

Novated Lease

A novated lease is a finance arrangement used with salary packaging. It simply means that your employer pays for your car lease including you car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions. With this kind of loan there is :

  • A three-way arrangement between you, and your employer
  • Lease payments are taken over by your employer and are made from your pre-tax salary

Finance a Fleet of Vehicles

Mazda Fleet Management are the experts when it comes to running your company fleet more efficiently. We can work closely with you as your partner to help streamline costs, make the most of your resources and reduce your risk.

Features & Requirements

  • Whatever your industry or fleet size our fleet management products and services are designed to meet your needs.

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The benefits of flexibility, cash flow and ownership for your business. Also known as a chattel mortgage, a standard business car loan is a commercial car loan designed to provide flexibility for people in business, while the vehicle remains an asset of the business.

A PowerTorque Business Vehicle Loan offers a flexible way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. This business car loan gives you the security of knowing the vehicle is an asset of your business – even while you are paying it off.

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It offers your business:

  • The security of a fixed interest rate over the term of the car loan.
  • A choice of car loan terms, ranging from 1-7 years.
  • Your choice of flexible payment options.
  • Finance for both Mazda and non-Mazda vehicles.
  • The ability to make additional payments, reducing the total interest payable.
  • The option to reduce monthly payments by making a balloon final payment, freeing up business cash flow.
  • Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable.
  • Trade in and deposit options available.
  • Extra costs can be included in the amount financed, including on-roads, stamp duty, insurance, warranty and roadside assistance and CTP (where applicable)%.
  • Opportunities for income tax deductions through depreciation and interest charges.

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Finance Enquiry

Contact Details

Finance Information


Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to PowerTorque policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. PowerTorque Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.